Skeleton for Web Users???

[mark_l_sanders@]

I need to be able to customise new web-users so that they:
1) get to use the rbash shell (so can change their own passwords);
2) get a default home page.

I could achieve these things manually, on a per-user basis, but I've no idea how to do this automatically: the normal /etc/skel dir doesn't seem to have any effect.

Can anyone help?

thanks

mark

(Apologies for cross-posting in Plesk 8.2 forums - since upgraded to 8.6 so re-posted here)